For institutional funders

Datung is the business name of Dark Knight Lending, Inc., a Philippine lending company licensed by the Securities and Exchange Commission. We lend to established Philippine SMEs, especially the suppliers and distributors who sell to small businesses on terms.

We work with a small number of institutional funders: banks, private credit funds, family offices and development finance institutions.

Is Datung a licensed lender?

• SEC Company Registration No. 2024070157507-01
• SEC Certificate of Authority No. 3506 to operate as a lending company
• Registered with the Anti-Money Laundering Council for covered and suspicious transaction reports
• A subsidiary of Datung Pte. Ltd., Singapore (UEN 202420720G)

You can check how to verify us at datungapply.com/verify.

What does Datung lend?

PO financing, invoice factoring, check rediscounting, revolving credit lines, collateral-based financing and business loans of ₱30,000 to ₱10,000,000, for 3 to 12 months. We also offer salary loans and group loans.

Subject to credit approval.

How are loans approved?

An applicant sends an application, a valid government ID and their latest 3 months of bank or GCash statements. A credit officer reviews them. After pre-approval we check trade references and visit the business. No final decision is made before the visit.

How are decisions and money controlled?

• Decision log. Credit, money, policy and AI decisions go into an append-only, hash-chained log that nobody can edit or delete.
• Separation of duties. Each loan release and payment reversal records who approved and who acted. If the same person did both, that is written to the decision log as an exception.
• Daily reconciliation. An internal reconciliation runs every day, and every exception goes to the decision log.

Where is Datung?

• Registered office: Unit 10-01, One Global Place, 25th St. cor. 5th Ave., Bonifacio Global City, Taguig City 1634
• Sucat office: Datung Building (Wimpex), W Service Road, Sucat, Parañaque City, Metro Manila 1700

How do we talk?

If you are a bank, fund, family office or development finance institution looking at Philippine SME credit, email Charan at charan@datung.io. We discuss credit lines, warehouse facilities, co-lending and risk-sharing with institutions directly, under a non-disclosure agreement.

For institutions only. This page is for information. It is not an offer or solicitation to sell or buy any security, and it is not an invitation to the public to lend to or invest in Datung. Datung does not take deposits or accept funds from the general public.