How can I finance extra stock for the Christmas season?

A business loan or a revolving credit line can pay for stock before your busy season, and you repay from the season's sales. Datung offers both to established Philippine suppliers and distributors, for 3 to 12 months. Subject to credit approval.

An approved limit you can draw from, repay and draw again whenever the business needs it.

How it works with Datung

• Apply once, and we review your business to set an approved limit.
• Draw from your limit when the business needs it: for stock, a big order or a busy season.
• Repay on the schedule set out in your documents.
• As you repay, draw again from your limit whenever you need to.

What we look at

• How your sales and cash flow move month to month, from your bank statements
• How often you restock, and from whom
• Your customers and the terms you give them
• What our credit officer sees at the business visit

What you need to apply

To apply for a business loan, you need 1 valid ID and your last 3 months of bank or GCash statements.

Business loan pre-approval is usually within about 1 hour of complete documents, during business hours. This is an aim, not a guarantee.

Questions

How do I get a business loan for inventory?

To apply for a business loan, you need 1 valid ID and your last 3 months of bank or GCash statements. Tell us what the stock is for. A credit officer reviews it, visits your business after pre-approval, and gives you a final answer.

When should I apply?

Before you need to pay your supplier. Business loan pre-approval is usually within about 1 hour of complete documents, during business hours. This is an aim, not a guarantee.

Does it work for school-opening stock too?

Yes. It works for any busy season, such as school opening.

Dark Knight Lending, Inc. (DBA Datung) is a subsidiary of Datung Pte. Ltd., Singapore. SEC Reg. No. 2024070157507-01, Certificate of Authority No. 3506. Contact: sales@datung.io · Company facts · Business financing by purpose